Mark Hubbard
NMLS #1085565
Welcome to our website! I appreciate you taking time to explore your financial future, and look forward to helping you seek out the best plan for you and your family.
I began my mortgage career in 1984, assisting Veterans purchase their first homes, using their well-deserved Veterans Administration benefits. In 1988, I formed Security First CU Services, a financial services company whose focus was to assist Credit Unions across the US with their mortgage services needs. Our company grew to be one of the largest Credit Union Mortgage Services companies in the nation.
10 years ago, I made the decision to return to my roots. After a long career leading large lending institutions, I returned to my roots and my greatest career joy as a Mortgage Originator and Real Estate Broker. It is so gratifying to help Buyers, Borrowers, and Sellers navigate the complexities of buying, selling and borrowing!
Hillpointe Home Loans is a subsidiary of Hillpointe Inc, along with Hillpointe Homes, a Real Estate Brokerage. I have the privilege of working side by side with my wife, Laura, who has been a licensed Agent for more than 35 years.
Whether you are purchasing your dream home, refinancing a current loan, consolidating debt, or exploring reverse mortgage options, I can help you find the right loan program. And Laura is ready to answer your real estate questions, and help you navigate the complexities of buying or selling your home, throughout California.
Thank you!
Mark
VA Non-Allowable Fees: What Veterans Should Know
Oct 28, 2026
Learn which VA loan fees veterans cannot be charged, how the 1% rule works, and where closing cost savings can add up.
How Much Down Payment Do You Really Need?
Oct 21, 2026
Learn how much or how little of a down payment you need to buy a home and what loan options you should consider to reach your goal.
New FHFA Loan Limits for 2027
Oct 14, 2026
Explore the new FHFA loan limits for 2027 and see how they benefit home buyers, home sellers and financing options this year.
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Whether you're buying your first home, refinancing, or upgrading, I’m here to make the mortgage process smooth and stress-free. Let’s take the next step together — fast approvals, personalized service, and trusted guidance every step of the way.